Woman pointing, standing in front of whiteboard

Are you a renter who dreams of owning your own home?

Are you a first-time homebuyer or a re-entry homebuyer wanting to avoid the high renting market?

Deciding to buy a home can be one of the most overwhelming times in your life. RNHS can help minimize the stress that goes along with buying a home.

We offer a simple, 3-step process designed to put you in the driver’s seat, get you the best deal, and purchase a home so that you can start building assets for you and your family. Are you ready? Let’s go:

Step 1: Attend an RNHS “Pre-Purchase Homebuyer Workshop”

Check our Events tab for dates and locations.

This class of educational meeting is designed to provide first-time homebuyers with the knowledge to shop for an affordable home, access government-sponsored financial support programs, get the right mortgage product, and learn how to avoid foreclosure. This program is recommended for all first-time homebuyers and suggested for re-entry homebuyers. Complete your application HERE before registering and submit it along with copies of ALL the required documentation. Credit report fee of $30 per individual or $55 per married couple may apply. Payment can be paid with check, money order or make your payment now HERE. Online payments will include a non-refundable transaction fee of $1.50.

RNHS Pre-Purchase Homebuyer Workshops are free. For dates and locations click here.

We also offer an alternative, online course.


Step 2: After you finish the class, your RNHS counselor will assess your financial capability, working together will create your Capital, Capacity, and Credit; maximizing your income, control your spending, create or increase savings and make your credit strong to find out which affordable housing programs you qualify for, identify a credible lender that will work for you, and get you ready to shop for your home! Find the right loan and get pre-approved. There are hundreds of loan programs and thousands of lenders looking for your business. RNHS will show you how to find the right one for you. We have established relationships with some of the largest lenders in the country. Our nationally HUD-certified counselors can help you avoid dealing with a predatory lender.

Step 3: Go shopping! Once you have been pre-approved, RNHS will match you with a pre-screened, local real estate professional who will work for you and provides RNHS-qualified buyers with personal support and representation at no cost to you.

Additionally, RNHS has a list of pre-screened, participating Realtors to assist you in getting the most for your money. These realtors understand the unique needs of buyers in our region. To obtain a personal referral, speak with your RNHS counselor.

Ready to get started on the road to homeownership? Contact our Main Office and speak with a counselor today!

Richmond Neighborhood Housing Services, Inc. (510) 237-6459