Foreclosure Intervention • Affordable Housing Solutions 

• Credit Counseling •

• First-time Homebuyers •

 • Community Development & Revitalization •

 

Foreclosure Solutions - Are you nervous about your adjustable rate mortgage?  Have you received a Notice of Default from your Lender?  Are you falling behind?  NHS may be able to help. Our trained counselors can provide you information and resources to help you avoid or survive foreclosure.  Contact us today for confidential counseling.   The sooner you call the better.  Call us at (510) 237-6459 ext #14 or 1-888-995-HOPE (4673).

 

First-Time Homebuyers

- Get started on the road to homeownership with in-depth education and private, personalized counseling.  Our nationally certified counselors help home seekers:

• Repair or establish credit
• Develop a personal Home Purchase Plan
• Obtain low cost mortgages
• Access government financial assistance programs;
• Secure the Certificate of Completion from our certifed courses

Mortgage Loans - As a not-for profit lender, Richmond NHS provides or accesses the lowest cost and interest rates available, including:

• Cal HFA
• Downpayment Assistance Programs
• Teachers, Veterans and Disabled

Community & Real Estate Development -  NHS promotes neighborhood revitalization through homeownership promotion.  We create ownership opportunities through new construction or rehabilitation in targeted subdivisions and in-fill lots. Recently completed projects include:

• Richmond Village - the construction of 82 single family homes developed in partnership with Em Johnson Interests and the Richmond Housing Authority as part of a federal HOPE VI grant.  More information at www.richmondvillagehomes.com

• Santa Fe III - the construction of two 4-bedroom/2.5 bath homes on vacated city park. Now Selling.

"We were tired of paying high rent and wanted our own home. We went everywhere and it took a long time. It seemed like we were getting the run around. When we foundNHS, they helped us get our loan and we purchased brand new at Hoffman Estates. Because we own our home we have more options and a better future for our kids." ~ Rosalind & Kelvin McMiller, First-time HomeBuyers

For more information on homeownership programs, click here.

Rodney & Audrey Williams

 First-time hombuyers - Richmond Village